Privacy Policy

This Privacy Policy describes how Carlos Roma, as a consultant at DS Intermediários de Crédito and DS Seguros, collects, uses and protects the personal data provided by users of this website.

Use of this website implies acceptance of the terms described herein. If you do not agree with the terms, please do not use the site.

The data controller is:

Holder: Carlos Roma — DS Intermediários de Crédito

Email: carlosroma@dsicredito.pt

Phone: +351 961 782 999

Location: Albufeira, Portugal

We collect the following personal data when you fill in the forms available on the website:

• Full name
• Email address
• Phone number
• Financial and asset data (for credit simulations)
• Browsing data (cookies and IP address)

Personal data is processed for the following purposes:

• Responding to contact requests and information
• Preparing and sending credit simulations
• Sending commercial communications and newsletters (with express consent)
• Compliance with legal and regulatory obligations

Personal data is retained for the period strictly necessary to fulfil the purposes for which it was collected, or for the period required by law.

Data relating to credit simulations is retained for the period necessary to provide the service and, subsequently, for the applicable limitation periods.

Your data may be shared with partner financial institutions (banks) and insurance companies, solely for the purpose of pursuing the requested services.

We do not sell or transfer your personal data to third parties for marketing purposes unrelated to the service provided.

As a data subject, you have the following rights:

• Right of access to data
• Right to rectification
• Right to erasure ("right to be forgotten")
• Right to restriction of processing
• Right to data portability
• Right to object to processing

To exercise any of these rights, contact us using the details provided at the end of this policy.

This website uses cookies essential to its operation. The use of analytics or advertising cookies, if any, requires your prior consent.

We implement appropriate technical and organisational measures to protect your personal data against unauthorised access, alteration, disclosure or destruction.

We reserve the right to update this Privacy Policy. The current version will always be available on this website.

For any question related to this Privacy Policy, contact:

Email: carlosroma@dsicredito.pt

Phone:: +351 961 782 999